@font-face{font-family:Playfair Display;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/playfair-display-400.woff2) format("woff2")}@font-face{font-family:Playfair Display;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/playfair-display-500.woff2) format("woff2")}@font-face{font-family:Playfair Display;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/playfair-display-600.woff2) format("woff2")}@font-face{font-family:Playfair Display;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/playfair-display-700.woff2) format("woff2")}@font-face{font-family:Playfair Display;font-style:italic;font-weight:400;font-display:swap;src:url(/assets/fonts/playfair-display-400-italic.woff2) format("woff2")}@font-face{font-family:Cinzel;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/cinzel-400.woff2) format("woff2")}@font-face{font-family:Cinzel;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/cinzel-500.woff2) format("woff2")}@font-face{font-family:Cinzel;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/cinzel-600.woff2) format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:300;font-display:swap;src:url(/assets/fonts/inter-300.woff2) format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/inter-400.woff2) format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/inter-500.woff2) format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/inter-600.woff2) format("woff2")}:root{--clr-bg-deep: #0B0C10;--clr-surface-slate: #1F2833;--clr-surface-charcoal: #1A1D24;--clr-card: #14171D;--clr-card-elevated: #181C23;--clr-copper-start: #B87333;--clr-copper-end: #E17A47;--clr-gold: #D4AF37;--clr-gold-dim: rgba(212, 175, 55, .15);--clr-gold-mid: rgba(212, 175, 55, .35);--clr-text-heading: #FFFFFF;--clr-text-body: #C5C6C7;--clr-text-muted: #8B9099;--clr-text-dim: #5A6070;--clr-border-glass: rgba(255, 255, 255, .07);--clr-border-gold: rgba(212, 175, 55, .15);--clr-border-copper: rgba(184, 115, 51, .25);--grad-copper: linear-gradient(135deg, var(--clr-copper-start), var(--clr-copper-end));--grad-copper-h: linear-gradient(90deg, var(--clr-copper-start), var(--clr-copper-end));--grad-surface: linear-gradient(180deg, var(--clr-surface-charcoal) 0%, var(--clr-card) 100%);--grad-header: linear-gradient(180deg, rgba(14,17,22,.98) 0%, rgba(14,17,22,.92) 100%);--shadow-card: 0 0 0 1px rgba(184, 115, 51, .08), 0 32px 80px rgba(0, 0, 0, .65), 0 8px 24px rgba(0, 0, 0, .45);--shadow-dropdown: 0 16px 40px rgba(0, 0, 0, .55), 0 0 0 1px rgba(212, 175, 55, .12);--shadow-hover: 0 8px 24px rgba(184, 115, 51, .2);--font-heading: "Playfair Display", Georgia, serif;--font-label: "Cinzel", serif;--font-body: "Inter", system-ui, sans-serif;--card-max-width: 1380px;--card-margin-v: 1.5rem;--card-radius: 20px;--header-height: 76px;--sp-1: .5rem;--sp-2: 1rem;--sp-3: 1.5rem;--sp-4: 2rem;--sp-5: 2.5rem;--sp-6: 3rem;--sp-8: 4rem;--sp-10: 5rem;--sp-12: 6rem;--t-fast: .15s ease;--t-base: .3s cubic-bezier(.4, 0, .2, 1);--t-slow: .4s ease}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font-body);background-color:var(--clr-bg-deep);color:var(--clr-text-body);line-height:1.6;min-height:100vh;overflow-x:hidden;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}img{display:block;max-width:100%}a{text-decoration:none;color:inherit}ul{list-style:none}button{cursor:pointer;font-family:inherit;border:none;background:none}.bg-scene{position:fixed;top:0;right:0;bottom:0;left:0;z-index:0;overflow:hidden}.bg-image{position:absolute;top:-5%;right:-5%;bottom:-5%;left:-5%;background-image:url(/assets/images/global-background.jpg);background-size:cover;background-position:center;filter:blur(10px) saturate(.75);transform:scale(1.06)}.bg-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(160deg,#0b0c10c7,#0b0c10ad,#0b0c10d1)}.site-wrapper{position:relative;z-index:1;max-width:var(--card-max-width);margin:var(--card-margin-v) auto;min-height:calc(100vh - (var(--card-margin-v) * 2));background:#0e1116d6;backdrop-filter:blur(28px) saturate(160%);-webkit-backdrop-filter:blur(28px) saturate(160%);border:1px solid var(--clr-border-glass);border-radius:var(--card-radius);box-shadow:var(--shadow-card);display:flex;flex-direction:column;overflow:hidden}.site-header{position:sticky;top:0;z-index:100;background:var(--grad-header);border-bottom:1px solid var(--clr-border-gold);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height);padding:0 var(--sp-4);gap:var(--sp-4)}.logo-link{display:flex;align-items:center;gap:var(--sp-2);flex-shrink:0;transition:opacity var(--t-base)}.logo-link:hover{opacity:.88}.logo-img{height:52px;width:auto;object-fit:contain}.main-nav{margin-left:auto}.nav-list{display:flex;align-items:center;gap:var(--sp-1)}.nav-item{position:relative}.nav-link{display:flex;align-items:center;gap:6px;padding:.45rem 1rem;font-family:var(--font-label);font-size:.72rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--clr-text-heading);border-radius:999px;border:1px solid transparent;transition:color var(--t-base) cubic-bezier(.4,0,.2,1),background var(--t-base) cubic-bezier(.4,0,.2,1),border-color var(--t-base) cubic-bezier(.4,0,.2,1),box-shadow var(--t-base) cubic-bezier(.4,0,.2,1);white-space:nowrap}.nav-link:hover,.nav-link.active{color:var(--clr-copper-end);background:#b873330f;border-color:var(--clr-border-copper);box-shadow:0 0 12px #b873331f}.nav-dropdown-toggle{cursor:pointer}.nav-dropdown-toggle[aria-expanded=true] .chevron{transform:rotate(180deg)}.chevron{width:10px;height:6px;transition:transform var(--t-base);flex-shrink:0}.dropdown-menu{position:absolute;top:calc(100% + 10px);right:0;min-width:280px;background:var(--clr-card);border:1px solid var(--clr-border-gold);border-radius:10px;box-shadow:var(--shadow-dropdown);padding:var(--sp-1) 0;opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--t-base),visibility var(--t-base),transform var(--t-base);z-index:200}.nav-item--has-dropdown:hover .dropdown-menu,.nav-item--has-dropdown:focus-within .dropdown-menu,.nav-item--has-dropdown.open .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}.dropdown-menu:before{content:"";position:absolute;top:-5px;right:22px;width:10px;height:10px;background:var(--clr-card);border-top:1px solid var(--clr-border-gold);border-left:1px solid var(--clr-border-gold);transform:rotate(45deg)}.dropdown-link{display:block;padding:.65rem 1.25rem;font-family:var(--font-body);font-size:.83rem;font-weight:400;color:var(--clr-text-body);letter-spacing:.02em;border-left:2px solid transparent;transition:color var(--t-fast),background var(--t-fast),border-color var(--t-fast)}.dropdown-link:hover{color:var(--clr-copper-end);background:#b873330f;border-left-color:var(--clr-copper-start)}.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:40px;height:40px;border-radius:8px;border:1px solid var(--clr-border-glass);flex-shrink:0;transition:border-color var(--t-base)}.hamburger:hover{border-color:var(--clr-border-gold)}.hamburger-bar{display:block;width:20px;height:1.5px;background:var(--clr-text-body);border-radius:2px;transition:transform var(--t-base),opacity var(--t-base),background var(--t-base)}.hamburger.open .hamburger-bar:nth-child(1){transform:translateY(6.5px) rotate(45deg)}.hamburger.open .hamburger-bar:nth-child(2){opacity:0;transform:scaleX(0)}.hamburger.open .hamburger-bar:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}.hamburger.open .hamburger-bar{background:var(--clr-gold)}.mobile-nav-overlay{position:fixed;top:0;right:0;bottom:0;left:0;background:#0009;z-index:299;opacity:0;visibility:hidden;transition:opacity var(--t-slow),visibility var(--t-slow)}.mobile-nav-overlay.open{opacity:1;visibility:visible}.mobile-nav{position:fixed;top:0;right:0;width:min(320px,90vw);height:100dvh;background:var(--clr-card);border-left:1px solid var(--clr-border-gold);z-index:300;transform:translate(100%);transition:transform var(--t-slow) cubic-bezier(.32,.72,0,1);display:flex;flex-direction:column;overflow-y:auto}.mobile-nav.open{transform:translate(0)}.mobile-nav-header{display:flex;align-items:center;justify-content:space-between;padding:var(--sp-3) var(--sp-3);border-bottom:1px solid var(--clr-border-gold)}.mobile-logo{height:44px;width:auto;object-fit:contain}.mobile-close{width:36px;height:36px;display:flex;align-items:center;justify-content:center;border-radius:6px;border:1px solid var(--clr-border-glass);color:var(--clr-text-muted);font-size:1rem;transition:color var(--t-fast),border-color var(--t-fast)}.mobile-close:hover{color:var(--clr-gold);border-color:var(--clr-border-gold)}.mobile-nav-list{padding:var(--sp-2) 0;flex:1}.mobile-nav-link{display:flex;align-items:center;justify-content:space-between;width:100%;padding:.85rem var(--sp-3);font-family:var(--font-label);font-size:.75rem;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--clr-text-body);border-left:2px solid transparent;transition:color var(--t-fast),background var(--t-fast),border-color var(--t-fast)}.mobile-nav-link:hover,.mobile-nav-link.active{color:var(--clr-copper-end);background:#b873330d;border-left-color:var(--clr-copper-start)}.mobile-accordion-toggle[aria-expanded=true] .chevron{transform:rotate(180deg)}.mobile-accordion-panel{max-height:0;overflow:hidden;transition:max-height var(--t-slow) ease;background:#ffffff05}.mobile-accordion-panel.open{max-height:400px}.mobile-sub-link{display:block;padding:.65rem var(--sp-3) .65rem 2.5rem;font-size:.8rem;color:var(--clr-text-muted);border-left:2px solid transparent;transition:color var(--t-fast),border-color var(--t-fast)}.mobile-sub-link:hover{color:var(--clr-copper-end);border-left-color:var(--clr-copper-end)}.page-main{flex:1;display:flex;flex-direction:column}.home-hero{display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:var(--sp-12) var(--sp-4) var(--sp-10);flex:1;position:relative}.hero-eyebrow{display:inline-flex;align-items:center;gap:var(--sp-2);margin-bottom:var(--sp-4)}.hero-eyebrow-line{width:40px;height:1px;background:var(--grad-copper-h)}.hero-eyebrow-text{font-family:var(--font-label);font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;color:var(--clr-copper-end)}.hero-logo-lockup{margin-bottom:var(--sp-5)}.hero-logo{height:160px;width:auto;margin:0 auto var(--sp-4);filter:drop-shadow(0 8px 32px rgba(184,115,51,.25))}.hero-title{font-family:var(--font-heading);font-size:clamp(2rem,4vw,3.2rem);font-weight:700;color:var(--clr-text-heading);letter-spacing:-.01em;line-height:1.2;margin-bottom:var(--sp-3)}.hero-title .accent{background:var(--grad-copper-h);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.hero-divider{width:80px;height:1px;background:var(--grad-copper-h);margin:0 auto var(--sp-4);opacity:.6}.hero-subheadline{font-family:var(--font-heading);font-size:1.25rem;font-weight:400;color:#e8e8ea;letter-spacing:.01em;line-height:1.4;margin:var(--sp-3) auto var(--sp-3);text-align:center}.hero-subtitle{max-width:560px;font-size:1rem;color:var(--clr-text-muted);line-height:1.7;margin:0 auto var(--sp-6)}.hero-stats{display:flex;gap:var(--sp-4);justify-content:center;flex-wrap:wrap;margin:0 auto var(--sp-5)}.hero-stat{text-align:center;min-width:140px}.hero-stat-value{display:block;font-family:var(--font-heading);font-size:clamp(1.3rem,2.5vw,1.8rem);font-weight:700;background:var(--grad-copper-h);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;line-height:1.2}.hero-stat-label{display:block;font-family:var(--font-label);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--clr-text-muted);margin-top:.4rem}.hero-actions{display:flex;gap:var(--sp-2);justify-content:center;flex-wrap:wrap}.home-stats{padding:var(--sp-6) var(--sp-4);background:#0b0c1080;border-top:1px solid var(--clr-border-glass);border-bottom:1px solid var(--clr-border-glass)}.stats-inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:var(--sp-4);flex-wrap:wrap}.stat-item{text-align:center;flex:1;min-width:160px}.stat-number{font-family:var(--font-heading);font-size:clamp(2rem,3.5vw,2.8rem);font-weight:700;color:var(--clr-text-heading);line-height:1}.stat-plus{background:var(--grad-copper-h);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.stat-label{font-family:var(--font-label);font-size:.9rem;letter-spacing:.12em;text-transform:uppercase;color:var(--clr-text-muted);margin-top:.5rem}.stat-sub-label{font-family:var(--font-label);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:var(--clr-text-muted);margin-top:.3rem}.stat-divider{width:1px;height:48px;background:var(--clr-border-glass)}.home-section{padding:var(--sp-10) var(--sp-4)}.section-inner{max-width:1200px;margin:0 auto}.section-header-center{text-align:center;max-width:720px;margin:0 auto var(--sp-6)}.section-heading-lg{font-family:var(--font-heading);font-size:clamp(1.75rem,3.5vw,2.6rem);font-weight:600;color:var(--clr-text-heading);letter-spacing:-.01em;line-height:1.25;margin-bottom:var(--sp-2)}.home-section .section-label,.home-cta .section-label{font-size:.82rem;letter-spacing:.16em}.section-subtitle{font-size:.95rem;color:var(--clr-text-muted);line-height:1.7}.home-lending-access{background:#14171d66;border-top:1px solid var(--clr-border-glass);border-bottom:1px solid var(--clr-border-glass)}.lending-access-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:var(--sp-6);align-items:center}.lending-access-body{margin-top:var(--sp-3)}.lending-access-body p{font-size:.95rem;color:var(--clr-text-body);line-height:1.75;margin-bottom:var(--sp-2)}.lending-access-body strong{color:var(--clr-copper-end);font-weight:600}.lending-access-image{border-radius:12px;overflow:hidden;border:1px solid var(--clr-border-glass);box-shadow:0 16px 48px #0006}.lending-access-image img{width:100%;height:100%;object-fit:cover;min-height:280px}.loan-cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:var(--sp-3)}.loan-card{background:var(--clr-card-elevated);border:1px solid var(--clr-border-glass);border-radius:14px;padding:var(--sp-4);transition:border-color var(--t-base),box-shadow var(--t-base),transform var(--t-base)}.loan-card:hover{border-color:var(--clr-border-copper);box-shadow:var(--shadow-hover);transform:translateY(-4px)}.loan-card-icon{color:var(--clr-copper-end);margin-bottom:var(--sp-2)}.loan-card-title{font-family:var(--font-heading);font-size:1.25rem;font-weight:600;color:var(--clr-text-heading);margin-bottom:var(--sp-1)}.loan-card-desc{font-size:.88rem;color:var(--clr-text-muted);line-height:1.65;margin-bottom:var(--sp-2)}.loan-card-divider{width:40px;height:1px;background:var(--grad-copper-h);opacity:.5;margin-bottom:var(--sp-2)}.loan-card-uses-label{font-family:var(--font-label);font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--clr-copper-end);margin-bottom:.6rem}.loan-card-list{display:flex;flex-direction:column;gap:.35rem}.loan-card-list li{font-size:.85rem;color:var(--clr-text-body);padding-left:1.1rem;position:relative;line-height:1.5}.loan-card-list li:before{content:"";position:absolute;left:0;top:.55em;width:5px;height:5px;border-radius:50%;background:var(--clr-copper-start);opacity:.7}.loan-card-note{font-size:.8rem;color:var(--clr-text-dim);line-height:1.55;margin-top:var(--sp-2);font-style:italic}.property-cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:var(--sp-3)}.property-card{background:var(--clr-card-elevated);border:1px solid var(--clr-border-glass);border-radius:14px;overflow:hidden;transition:border-color var(--t-base),box-shadow var(--t-base),transform var(--t-base)}.property-card:hover{border-color:var(--clr-border-copper);box-shadow:var(--shadow-hover);transform:translateY(-4px)}.property-card-image{position:relative;height:180px;overflow:hidden}.property-card-image img{width:100%;height:100%;object-fit:cover;transition:transform var(--t-slow)}.property-card:hover .property-card-image img{transform:scale(1.05)}.property-card-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(180deg,transparent 40%,rgba(20,23,29,.9) 100%)}.property-card-body{padding:var(--sp-3)}.property-card-title{font-family:var(--font-heading);font-size:1.15rem;font-weight:600;color:var(--clr-text-heading);margin-bottom:var(--sp-1)}.property-card-uses-label{font-family:var(--font-label);font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--clr-copper-end);margin-bottom:.6rem}.property-card-list{display:flex;flex-direction:column;gap:.3rem}.property-card-list li{font-size:.84rem;color:var(--clr-text-body);padding-left:1.1rem;position:relative;line-height:1.5}.property-card-list li:before{content:"";position:absolute;left:0;top:.55em;width:5px;height:5px;border-radius:50%;background:var(--clr-copper-start);opacity:.7}.specialty-property-panel{margin-top:var(--sp-4);background:var(--clr-card-elevated);border:1px solid var(--clr-border-glass);border-radius:14px;padding:var(--sp-4)}.specialty-property-title{font-family:var(--font-heading);font-size:1.25rem;font-weight:600;color:var(--clr-text-heading);margin-bottom:var(--sp-1)}.specialty-property-intro{font-size:.9rem;color:var(--clr-text-muted);line-height:1.65;margin-bottom:var(--sp-2)}.specialty-property-examples-label{font-family:var(--font-label);font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--clr-copper-end);margin-bottom:.75rem}.specialty-tags{display:flex;flex-wrap:wrap;gap:.5rem}.specialty-tag{font-size:.8rem;color:var(--clr-text-body);padding:.4rem .9rem;border:1px solid var(--clr-border-glass);border-radius:999px;background:#ffffff05;transition:border-color var(--t-fast),color var(--t-fast)}.specialty-tag:hover{border-color:var(--clr-border-copper);color:var(--clr-copper-end)}.home-why-nc{background:#14171d66;border-top:1px solid var(--clr-border-glass);border-bottom:1px solid var(--clr-border-glass)}.why-nc-intro{max-width:720px;margin:0 auto var(--sp-5);text-align:center}.why-nc-intro p{font-size:.95rem;color:var(--clr-text-body);line-height:1.75;margin-bottom:var(--sp-1)}.why-nc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(380px,1fr));gap:var(--sp-3)}.why-nc-card{background:var(--clr-card-elevated);border:1px solid var(--clr-border-glass);border-radius:14px;padding:var(--sp-4);transition:border-color var(--t-base),box-shadow var(--t-base)}.why-nc-card:hover{border-color:var(--clr-border-copper);box-shadow:var(--shadow-hover)}.why-nc-icon{color:var(--clr-copper-end);margin-bottom:var(--sp-2)}.why-nc-card-title{font-family:var(--font-heading);font-size:1.2rem;font-weight:600;color:var(--clr-text-heading);margin-bottom:var(--sp-1)}.why-nc-card-text{font-size:.88rem;color:var(--clr-text-muted);line-height:1.65;margin-bottom:var(--sp-1)}.why-nc-card-list{display:flex;flex-direction:column;gap:.3rem;margin:var(--sp-1) 0}.why-nc-card-list li{font-size:.85rem;color:var(--clr-text-body);padding-left:1.1rem;position:relative;line-height:1.5}.why-nc-card-list li:before{content:"";position:absolute;left:0;top:.55em;width:5px;height:5px;border-radius:50%;background:var(--clr-copper-start);opacity:.7}.process-timeline{display:flex;flex-direction:column;gap:0;max-width:800px;margin:0 auto}.process-step{display:flex;gap:var(--sp-3);position:relative;padding-bottom:var(--sp-4)}.process-step:last-child{padding-bottom:0}.process-step:after{content:"";position:absolute;left:23px;top:48px;bottom:0;width:2px;background:linear-gradient(180deg,var(--clr-border-copper),transparent)}.process-step:last-child:after{display:none}.process-step-number{flex-shrink:0;width:48px;height:48px;border-radius:50%;background:var(--grad-copper);color:#fff;font-family:var(--font-heading);font-size:1.2rem;font-weight:700;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 16px 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1024px){.contact-options{grid-template-columns:1fr;gap:var(--sp-4)}}@media (max-width: 768px){.form-row{grid-template-columns:1fr;gap:var(--sp-3)}.contact-phone-link{font-size:1.4rem}.contact-intro-image img{height:200px}}.site-footer{border-top:1px solid var(--clr-border-gold);background:#0b0c1099}.footer-inner{display:grid;grid-template-columns:1fr 1fr 1.5fr 1fr;gap:var(--sp-6);padding:var(--sp-8) var(--sp-6) var(--sp-6)}.footer-logo-img{height:56px;width:auto;object-fit:contain;margin-bottom:var(--sp-2)}.footer-brand{font-family:var(--font-label);font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--clr-text-muted)}.footer-section-label{font-family:var(--font-label);font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--clr-copper-end);margin-bottom:var(--sp-2)}.footer-nav ul,.footer-loans ul,.footer-legal ul{display:flex;flex-direction:column;gap:.45rem}.footer-nav a,.footer-loans a,.footer-legal a{font-size:.82rem;color:var(--clr-text-muted);transition:color var(--t-fast)}.footer-nav a:hover,.footer-loans a:hover,.footer-legal a:hover{color:var(--clr-copper-end)}.footer-nav-label{font-family:var(--font-label);font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--clr-copper-end);margin-bottom:var(--sp-2)}.footer-bottom{padding:var(--sp-3) var(--sp-6);border-top:1px solid var(--clr-border-glass);display:flex;align-items:center;justify-content:center}.footer-bottom p{font-size:.75rem;color:var(--clr-text-dim);letter-spacing:.04em}.text-copper{background:var(--grad-copper-h);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.text-gold{color:var(--clr-gold)}.text-muted{color:var(--clr-text-muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}.legal-page{padding:var(--sp-8) var(--sp-3) var(--sp-8)}.legal-container{max-width:760px;margin:0 auto}.legal-header{text-align:center;margin-bottom:var(--sp-6);padding-bottom:var(--sp-4);border-bottom:1px solid var(--clr-border-glass)}.legal-eyebrow{font-family:var(--font-label);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--clr-copper-end);margin-bottom:var(--sp-2)}.legal-title{font-family:var(--font-heading);font-size:clamp(2rem,4vw,2.6rem);font-weight:600;color:var(--clr-text-heading);line-height:1.2;margin-bottom:var(--sp-3)}.legal-updated{font-family:var(--font-body);font-size:.88rem;color:var(--clr-text-muted);letter-spacing:.02em}.legal-intro{font-size:.95rem;color:var(--clr-text-body);line-height:1.8;margin-bottom:var(--sp-5)}.legal-intro p{margin-bottom:var(--sp-3)}.legal-section{margin-bottom:var(--sp-5);padding-bottom:var(--sp-5);border-bottom:1px solid rgba(255,255,255,.04)}.legal-section:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.legal-section-title{font-family:var(--font-heading);font-size:1.15rem;font-weight:600;color:var(--clr-text-heading);margin-bottom:var(--sp-3);line-height:1.3}.legal-body{font-size:.93rem;color:var(--clr-text-body);line-height:1.8}.legal-body p{margin-bottom:var(--sp-3)}.legal-body p:last-child{margin-bottom:0}.legal-list{list-style:none;padding:0;margin:var(--sp-2) 0 var(--sp-3)}.legal-list li{position:relative;padding-left:1.4rem;margin-bottom:.6rem;font-size:.93rem;color:var(--clr-text-body);line-height:1.7}.legal-list li:last-child{margin-bottom:0}.legal-list li:before{content:"";position:absolute;left:0;top:.7em;width:6px;height:6px;border-radius:50%;background:var(--clr-copper-end);opacity:.7}.legal-contact-block{margin-top:var(--sp-3)}.legal-contact-block p{margin-bottom:.4rem;font-size:.93rem;color:var(--clr-text-body);line-height:1.7}.legal-disclaimer{margin-top:var(--sp-6);padding:var(--sp-4);background:#b873330a;border:1px solid rgba(184,115,51,.15);border-radius:12px}.legal-disclaimer-title{font-family:var(--font-heading);font-size:1.05rem;font-weight:600;color:var(--clr-text-heading);margin-bottom:var(--sp-2)}.legal-disclaimer-body{font-size:.9rem;color:var(--clr-text-body);line-height:1.75}.legal-disclaimer-body p{margin-bottom:var(--sp-2)}.legal-disclaimer-body p:last-child{margin-bottom:0}@media (max-width: 768px){.legal-page{padding:var(--sp-6) var(--sp-2) var(--sp-6)}.legal-title{font-size:1.7rem}.legal-section-title{font-size:1.05rem}.legal-body,.legal-list li{font-size:.9rem}}@keyframes fadeUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.animate-fade-up{animation:fadeUp .7s ease forwards}.animate-fade-up-delay-1{animation-delay:.15s;opacity:0;animation-fill-mode:forwards}.animate-fade-up-delay-2{animation-delay:.3s;opacity:0;animation-fill-mode:forwards}.animate-fade-up-delay-3{animation-delay:.45s;opacity:0;animation-fill-mode:forwards}@media (max-width: 1024px){:root{--header-height: 68px;--card-margin-v: .75rem}.footer-inner{grid-template-columns:1fr 1fr}.footer-legal{grid-column:auto}.footer-logo{grid-column:1 / -1}}@media (max-width: 768px){:root{--card-margin-v: 0;--card-radius: 0;--header-height: 64px}.site-wrapper{margin:0;min-height:100dvh;border-radius:0;border-left:none;border-right:none}.main-nav{display:none}.hamburger{display:flex}.page-header{padding:var(--sp-6) var(--sp-3) var(--sp-4)}.page-body{padding:var(--sp-4) var(--sp-3) var(--sp-8)}.hero-logo{height:120px}.hero-title{font-size:1.8rem}.home-hero{padding:var(--sp-8) var(--sp-3) var(--sp-8)}.footer-inner{grid-template-columns:1fr;padding:var(--sp-6) var(--sp-3) var(--sp-4)}.footer-bottom{padding:var(--sp-2) var(--sp-3)}.header-inner{padding:0 var(--sp-2) 0 var(--sp-3)}.lending-access-grid{grid-template-columns:1fr}.lending-access-image{order:-1;min-height:200px}.cta-inner{grid-template-columns:1fr}.stat-divider{display:none}.stat-item{min-width:140px}.stats-inner{gap:var(--sp-3)}}@media (max-width: 480px){.hero-logo{height:96px}.hero-actions{flex-direction:column;align-items:stretch}.btn{justify-content:center}}