Terms of Service

The NC Commercial Capital website is provided for general informational purposes and to allow prospective borrowers to learn about commercial real estate financing solutions and submit financing inquiries.

You agree to use this website only for lawful purposes and in a manner that does not interfere with or disrupt the website or its operation.

You must not use the website to:

• Violate any applicable law or regulation
• Attempt to gain unauthorized access to the website or its systems
• Introduce malicious code, viruses, or other harmful material
• Interfere with the security or operation of the website
• Submit false, misleading, or fraudulent information
• Use the website for unauthorized commercial solicitation or other unlawful purposes

Information presented on this website regarding commercial real estate financing, loan programs, loan amounts, rates, terms, leverage, eligibility, fees, closing timelines, and other financing characteristics is provided for general informational purposes.

Financing programs, requirements, rates, terms, fees, and availability may change and may vary based on the property, transaction, borrower, market conditions, lender requirements, and other factors.

Information displayed on the website should not be interpreted as a guarantee that any particular financing program or terms will be available.

NC helps borrowers explore financing solutions through lending relationships with institutional and private lending partners.

Use of this website or submission of a financing inquiry does not constitute:

• A loan application
• A loan approval
• A commitment to lend
• A guarantee of financing
• A guarantee of loan terms
• A guarantee of interest rates
• A guarantee of closing or funding

Final financing decisions, underwriting, approval, loan terms, and funding decisions are determined by the applicable lending partner and applicable program requirements.

The website may allow users to submit financing inquiries through an online form.

By submitting an inquiry, you agree to provide information that is accurate and complete to the best of your knowledge.

Submission of an inquiry does not obligate NC or any lending partner to provide financing.

NC may contact you using the contact information provided in connection with your inquiry.

NC works through lending relationships with institutional and private lending partners.

Lending partners may have their own eligibility requirements, underwriting standards, documentation requirements, privacy policies, terms, and conditions.

NC is not responsible for the independent policies, decisions, actions, or omissions of third-party lending partners.

Any financing relationship established with a lending partner may be subject to separate agreements and terms between the borrower and that lending partner.

NC makes reasonable efforts to present useful and current information on the website.

However, NC does not warrant that all information on the website is complete, accurate, current, or error-free at all times.

Information may be changed, updated, or removed without notice.

Users should confirm applicable financing information, requirements, terms, and availability with NC and the applicable lending partner before relying on such information for a transaction.

Information provided through this website is not intended to constitute legal, tax, accounting, investment, or other professional advice.

You should consult qualified professional advisors regarding your specific circumstances and transaction.

Unless otherwise stated, the content and materials appearing on this website, including text, graphics, logos, design elements, images, layouts, and other materials, are owned by or used by NC with appropriate rights.

You may view and use the website for personal or legitimate business purposes.

You may not reproduce, distribute, modify, republish, transmit, sell, or otherwise exploit website content without prior written permission, except as permitted by applicable law.

The NC Commercial Capital name, logo, branding, and related marks may not be used without authorization.

The website may contain links to third-party websites, services, or resources.

Third-party websites and services are not controlled by NC.

NC is not responsible for the content, availability, security, privacy practices, or policies of third-party websites or services.

Your use of third-party websites or services is subject to their applicable terms and policies.

NC does not guarantee that the website will always be available, uninterrupted, secure, or free from errors or harmful components.

NC may modify, suspend, restrict, or discontinue portions of the website at any time.

You acknowledge that internet transmissions and electronic communications cannot be guaranteed to be completely secure.

To the fullest extent permitted by applicable law, the website and its content are provided on an "as is" and "as available" basis.

NC disclaims warranties of any kind, whether express or implied, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, and non-infringement, except where such warranties cannot legally be excluded.

To the fullest extent permitted by applicable law, NC and its owners, officers, employees, agents, affiliates, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of, or inability to use, the website or its content.

This includes, without limitation, losses arising from reliance on financing information presented on the website, financing decisions, lending partner decisions, transaction delays, or the availability or unavailability of financing.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

To the fullest extent permitted by applicable law, you agree to defend, indemnify, and hold harmless NC Commercial Capital and its owners, officers, employees, agents, affiliates, and service providers from claims, liabilities, damages, losses, costs, and expenses arising out of or related to:

• Your use or misuse of the website
• Your violation of these Terms
• Your violation of applicable law
• Information or materials you submit through the website

NC may update these Terms from time to time.

When changes are made, the updated Terms will be posted on this page with a revised "Last Updated" date.

Your continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms.

These Terms shall be governed by and interpreted in accordance with the laws applicable to NC Commercial Capital, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms or your use of the website shall be subject to the jurisdiction of the applicable courts.

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect to the fullest extent permitted by law.

These Terms, together with any other policies or notices expressly incorporated into them, constitute the entire agreement between you and NC regarding your use of the website and supersede prior or contemporaneous communications regarding website use.

If you have questions regarding these Terms of Service, you may contact NC using the contact information provided on the website.